Bibliography

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Bibliography


ACI Global Solutions, “Executive Guide to Immediate/RT Payments,” 2017,

https://www.aciworldwide.com/-/media/files/collateral/trends/executive-guide-to-immediate-payments-tl.pdf

Accenture Payments, Everyday Bank Research Series, “A Real-Time Revolution: Faster Payments in the US,” 2016,

https://www.accenture.com/t20161006T004905Z__w__/us-en/_acnmedia/PDF-34/Accenture-US-Faster-Payments.pdf

Accenture Payments, “A Real-Time Revolution: Faster Payments in the U.S.,” 2016,

https://www.accenture.com/t20161006T004905__w__/us-en/_acnmedia/PDF-34/Accenture-US-Faster-Payments.pdf

Accenture Research, “Back Office, It’s Time to Meet the Customers,” 2018,

https://www.accenture.com/t20180404T034452Z__w__/us-en/_acnmedia/PDF-72/Accenture-2018-North-America-Banking-Operations-Survey.pdf

Augustine, Karen, Mercator Advisory Group,“ U.S. Consumers and Debit: Shift to Online May Inhibit Use,” Jan. 2018,

https://www.mercatoradvisorygroup.com/Reports/U_S_-Consumers-and-Debit--Shift-to-Online-May-Inhibit-Use/

BNY Mellon, “Faster Payments Have Arrived: Now What?” April 2018,

http://documentcenter.meetingcaddie.mobi/Events//45446143-9e3d-4e2f-89fc-aeb99f45c9bb/Documents/fef76c7f-eba1-42c5-b7f2-9690f7c810a3.pdf

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http://www.digitaltransactions.net/magazine_articles/p2p-and-beyond/

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https://www2.deloitte.com/content/dam/Deloitte/us/Documents/strategy/us-cons-real-time-payments.pdf [no date]

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https://fedpaymentsimprovement.org/wp-content/uploads/enduser_demand_summary.pdf [no date]

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https://www.federalreserve.gov/newsevents/press/other/US-path-to-faster-payments-pt1-201701.pdf

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https://fedpaymentsimprovement.org/wp-content/uploads/faster-payments-task-force-final-report-part-two.pdf

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https://fedpaymentsimprovement.org/u-s-faster-payments-council-proposed-industry-encouraged-to-review-comment/

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https://www.53.com/content/fifth-third/en/commercial-banking/resource-center/executive-insights/difference-between-ach-real-time-payments.html

Finextra, “PayPal racks up revenues, profits and user number,” Oct. 20, 2017,

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https://www.forbes.com/sites/kpmg/2016/06/24/why-banks-should-act-fast-on-real-time-payments/#20e197ce904a

Gilhawley, Carol, ABA Bank Marketing, “Zelle and the P2P Payments Race,” Oct. 6, 2017,

https://ababankmarketing.com/insights/zelle-p2p-payments-race/

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http://www.businessinsider.com/us-bank-sees-success-with-zelle-2017-12

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http://www.businessinsider.com/how-to-use-apple-pay-cash-2017-12#you-access-apple-pay-cash-through-the-app-drawer-in-the-message-app-1

Light, Jeremy and Thomalla, Paul, ACI Universal Payments and Accenture, “Executive Guide to Immediate/Real-Time Payments,” May 2017,

https://www.aciworldwide.com/-/media/files/collateral/trends/executive-guide-to-immediate-payments-tl.pdf

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https://paymentsjournal.com/the-reality-of-real-time-payments/

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https://www.mckinsey.com/~/media/McKinsey/Industries/Financial%20Services/Our%20Insights/Faster%20payments%20Building%20a%20business%20not%20just%20an%20infrastructure/Faster%20payments.ashx

Noto, Grace, Bank Innovation “With Realtime Payments Comes Realtime Fraud—and Banks Need to Prepare, Feb. 20, 2018,

https://bankinnovation.net/2018/02/with-realtime-payments-comes-realtime-fraud-and-banks-need-to-prepare/?utm_source=Bank+Innovation&utm_campaign=8081934d54-RSS_EMAIL_CAMPAIGN&utm_medium=email&utm_term=0_c7c396d894-8081934d54-39191781

PYMTS.com, “Banks Dreading The Real-Time Payments Challenge,” Oct. 21, 2016,

https://www.pymnts.com/news/b2b-payments/2016/dion-payments-real-time-europe-regulation-compliance-faster-psd2-bank-financial-institution/

PYMTS.com, “Venmo Instant Cash Now Live for All Users,” Jan 26, 2018,

https://www.pymnts.com/news/payment-methods/2018/paypal-venmo-p2p-money-transfers/

Seth, Shobhit, Investopedia, “Venmo: It’s Business Model and Competition,” Updated: April 28, 2017,

https://www.investopedia.com/articles/personal-finance/010715/venmo-its-business-model-and-competition.asp

Skinner, Chris, Chris Skinner’s Blog, “Where’s the ROI in Immediate payment systems?” Jan. 2017,

https://thefinanser.com/2017/01/wheres-roi-immediate-payment-systems.html/

Statista,

https://www.statista.com/statistics/763617/venmo-total-payment-volume/

Stewart, John, Digital Transactions, “Facing Popular P2P Rivals, Bank-Owned Zelle Posts Healthy Growth and Revs Up Ads,” Feb. 2018,

http://www.digitaltransactions.net/facing-popular-p2p-rivals-bank-owned-zelle-posts-healthy-growth-and-revs-up-ads/

Tearsheet, “Why banks have trouble selling real-time payments,” April 2, 2018,

https://www.tearsheet.co/payments/why-banks-have-trouble-selling-realtime-payments

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